Cheap Car Insurance for Under 21s
by Frank
Everyday after school, Jimmy would come home and wash his car in the driveway. He cared for his little red mustang like it was his newborn baby. Every square inch of paint was buffed, the chrome shined like a mirror & the tires glistened with armorall.
The funny thing is that Jimmy hasn’t been able to actually drive his car yet. You see, Jimmy made a common mistake that many young people make. They make their purchase decisions based on their car payments alone. They spend all of their paycheck on a car payment, without ever thinking about how the insurance will impact their budget.
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20.07.10
On Aug. 15, a new zero tolerance policy begins for driving drunk in New York State. Under the provisions of what’s being called Leandra’s Law, anyone convicted of misdemeanor or felony drunken driving will be required to install (for a minimum of six months) an ignition interlock breathalyzer device that won’t allow the car to start if it detects a threshold level of alcohol on the driver’s breath.
According to Robert Maccarone, director of the state Office of Probation and Correctional Alternatives , New York is the 10th state to require drivers to install the devices after a first offense. At the driver’s expense, the alcohol interlocks are leased, at a monthly charge of $70 to $110, and an installation cost of zero (some are installed free) to $100. Mr. Maccarone said the state has an average of 25,000 drunken-driving convictions annually, about 4,000 of which are in New York City.
The devices, which have to be leased from one of seven state-contracted manufacturers, have a low tolerance for alcohol. In New York, they will prevent the car from starting if the driver has 0.025 blood-alcohol content or more. The criminal DWI limit is 0.08. And it’s not easily deterred: To prevent a sober friend from doing the test (itself a misdemeanor), the device conducts a “rolling retest” within 5 to 15 minutes. “So if the driver doesn’t have his buddy along, it won’t do much good,” Mr. Maccarone said. Some units also have cameras that take photos of the driver.
Source: New York Times (blog)
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