Do U think it's fair women's insurance is cheaper because they ...

by Doug

The studies showing men are stronger smarter and have more endurance therefore women being careless drivers as many women have lower accident rates what of the studies showing men why should their sex organs have lower accident rates what of studies showing men are stronger smarter and have more endurance therefore women should be.

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We live in a sexist, racist world, where white, male, heterosexuals are a discriminated against minorty group! No other group of people on Earth have to put up with what we have to on a daily basis. Can you imagine if there were male only car insurance adverts? Every hairy chested, ahem, ‘woman’ out there would go nuts and demand they be abolished immediately!

If you are talking about the drivers gender under the age of 24, which is where there is a discrepancy between rates based on gender, it is because females statistically have less tickets, less claims, and less accidents than males of the same age. That is the reason, not the arrangement of any bodily parts. It evens out later. Rates, not body parts, body parts stay different.

Source: Do U think it's fair women's insurance is cheaper because they ...

Being bribed to live healthy

19.07.10

Christie is not only quieter and healthier, she's a little richer too. That's because the local health authority paid her to quit. The scheme is one of a clutch of experiments cropping up across Europe, the United States and parts of Latin America which use financial incentives -- cash payments, gift cards, shopping vouchers and the like -- to encourage or cajole people to drop their bad habits and live more healthily. "The underlying rationale of incentives is that healthier people are less costly to the system than sick ones," says Harald Schmidt at the Harvard School of Public Health.

The experiments have grown out of studies in the relatively new discipline of behavioral economics, which examines how emotional factors affect economic choices. Some public health experts are yet to be convinced that bribing people can work. But as healthcare costs keep rising in such heavyweight nations as the United States and heavy-smoking locations as Dundee, and as governments move to cut huge budget deficits, hundreds of local authorities, employers and health insurers -- even the occasional former investment banker -- are dabbling with health incentive schemes.

Source: AsiaOne