Short Term Car Insurance in the UK

by admin

Short term car insurance can be a great way of saving money if you don’t use the vehicle that often. This kind of cover is also good for allowing someone else to drive your vehicle for a short period of time.

Vehicle cover is costly for most drivers, especially young or new licence holders. Policies usually last for 365 days and can be renewed annually. Therefore, when you have chosen a vehicle cover company you are contracted to their services for 365 days.

If you don’t particularly like the sound of that kind of commitment, there is another kind of car insurance that is becoming more popular. Short term car insurance in the UK means that with most companies you can insure a vehicle for anything between one and 28 days although some might provide you with insurance for up to 6 months. This might be used to pick up a new car from the dealership or put another named driver on your insurance policy temporarily.

One of the major benefits of short term car insurance is that it is flexible. The duration of the cover is up to you. Short term car insurance in the UK is usually available immediately, so if you have an emergency it is a great way to ensure you’re covered when you need to get from A to B. The method of making an insurance claim is similar to normal insurance claims – if something happens you need to notify your vehicle cover company as soon as possible.

Although it is possible to get short term car insurance in the UK for your car as a replacement for annual insurance, it is important to remember to declare your car off the road during the time you are not using the insurance. It is illegal not to have vehicle cover in England and you might get into trouble even though you are not getting behind the wheel uninsured.

Temporary car insurance in England has been used by a lot of drivers. Many insurers also protect you if you want to go abroad to the continent so it is useful if you want someone else to drive when you go on a break. If you are looking for short term car insurance in the UK, remember to search online. http://www.markwallacepga.com is easily accessible there and drivers can potentially source policies that they wouldn’t find in shops.

Source: Short Term Car Insurance in the UK

The American Dream Built on Debt, Living in Beverly Hills

08.09.09

I spend 500 hours per year in my car commuting on the Schuykill Expressway to and from work. In my spare time, I’ve calculated that I will spend at least a year of my life in traffic before I retire. While commuting at 5 mph on the Schuykill, I can’t help but survey the cars I’m sharing the road with. There are thousands jamming the highways in the Philadelphia area. There are 230 million cars in the U.S. and approximately 200 million drivers. We are a car crazed nation, with the number of cars per person 40% higher than Europe, 500% higher than China and 6,200% more than India. In 1970, when I was seven years old, the number of cars per 1,000 people was 529. Today it is 765, a 45% increase in three decades. Suburban dwellers have a love affair with their cars.

The average price of a new car exceeds $30,000 today. That is a nice chunk of change. I have a mental block paying that much money for an asset, that losses 20% of its value in the 1st year of ownership. My price limit is $20,000. I finance my cars over 4 years and try to get 10 years out of them. The 6 years of no payments goes directly into savings. My frugality regarding cars probably harks back to my father buying used cars during my entire childhood. Cars were a means of transportation, not a symbol of success. It appears to me that expensive luxury cars are an attempt at filling a psychological or emotional void in people’s lives. We spend half our lives in cubicles or offices and the other half in our shielded houses with gates and fences to keep people at a distance. The only time we are seen by others is on the highways and byways. An expensive sports car tells the world you are a success. A luxury car is a futile attempt at increasing your perceived happiness. Your fashion sense may be a little whack, but your car isn’t a piece of crap.

Source: The Market Oracle